Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Risk Management and Insurance /An insurance against loss

Accident insurance | An insurance against loss / risk management
A main compensation object： An injury (an accident by the sudden chance / outpatient) premium in the daily life： It is basic rate setting to 1-3 grade by an occupation, the degree of risk of the type of job
An accident insurance kind
A "normal accident insurance" (the basic insurance of the accident insurance) object： While, in a thing for the individual, house inside the garden, the job hall, a commuting road, travel; inside and outside the country no object
The insurance： Death benefit, the insurance of the aftereffects injury, the hospitalization insurance, the going to hospital insurance, the operation insurance.
A special contract： A natural disaster danger security special contract, an exercise danger security surcharge special contract
"Family accident insurance"
An object： The whole family (a spouse, the person himself or the relative who shares living with a spouse and the single baby of the separation)
"Traffic accident accident insurance"
An object： An injury by the traffic accident of the inside and outside the country no object
* I am more economical than accident insurance generally
* There is a special contract (going to hospital / compensation responsibility)
"Family traffic accident insurance"
An object： Traffic accident insurance for whole families
* There is a special contract (going to hospital / compensation responsibility)
"Domestic travel accident insurance"
An object： I compensate you for an interval before coming home after leaving the house in a domestic trip.
The insurance： Death benefit, the insurance of the aftereffects injury, the hospitalization insurance, the going to hospital insurance, the operation insurance make a special contract (as for the disease, inapplicable)： Compensation responsibility, the baggage damage, search help expense.
A premium： It is different by the trip days.
An "overseas travel accident insurance" object： I compensate you for an interval before coming home after leaving the house by overseas travel.
（The injury by bacteria food poisoning, an earthquake, eruption, the tsunami compensates you, too）A special contract： Compensation responsibility, illness, the baggage damage, search help expense, cancellation expense, return home expense
* I need an extra premium to attach war, an internal disturbance, injury compensation by the riot
"Income compensatory insurance"
An object, Income compensation when I became the invalidity by an ill injury（Inside and outside the country no object）
* The dweller that the death, a compensation attention) pension and the income from interests of the aftereffects disorder do not include it by a special contract is impossible
"Medical expenses insurance"
An object： For expense and the money of which do not become the object of the public medical insurance system individual payment.
The insurance： The treatment expense insurance, the hospitalization many expense insurance, the highly advanced medical insurance.
A "care expense insurance" object： The expense that I needed for care（Is bedridden; dementia）
* After a diagnosis (a care state required) by the doctor, the care state that continued is limited for more than 180 days.
The insurance：
The medical expense / nursing facility expense insurance (for nursing facility payment) care many expense insurance (entrance expense more than eight days in the nursing facility) temporariness expense insurance（Care expense, a wheelchair, a bed, a portable bathtub, house remodeling costs）
"The golfer insurance"
An object： An exercise, discussion, an injury by an accidental accident teaching it to, the damage.
The insurance： Expense such as compensation for damages responsibility, an injury / the death by the accident, the damage such as golf articles, a hole in one souvenir.