Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Risk Management and Insurance /An insurance against loss

Automobile insurance | An insurance against loss / risk management
"Car compensation for damages responsibility" (compulsory automobile liability insurance)
An object： A car (a two-wheeled vehicle, a moped implication) compensation object： An accident resulting in injury or death compensation limit： One death 30,000,000, injury 1,200,000
* I drive a car under the influence of alcohol and am not unlicensed for immunity from responsibility "Arbitrary automobile insurance"
A = kind
（The ASP,PAP,BAP, driver insurance that the article is put together by the following insurance basically）= bodily injury liability insurance： The insurance to the compulsory automobile liability insurance payment super share
The object compensation insurance： The insurance to the compensation for damages responsibility burden to the property of another person
Crew accident insurance： The insurance to the case that a vehicle driver, a fellow passenger were killed or injured
The own loss accident insurance： The insurance when a compensation for damages right of claim based on Automobile Liability Security Law does not occur
No insurance car accident insurance： When the compensation means became the death or the aftereffects in an accident with the partner who was not enough; the insurance to possess it when can request legal compensation for damages
An automobile physical damage insurance： The insurance to compensate a car for the damage that occurred by an accidental accident (a collision, contact, overturn, thing coming flying, a thing fall, a fire, an explosion, theft, a typhoon, a flood, high tide) = immunity from responsibility ()= that the insurance is not paid)
* Drinking / driving without a license, the injury of the vehicle driver person himself by the driving in the state with the fear that normal driving is not possible by a drug (drugs) and the vehicle damage are the immunity from responsibility immunity from responsibility object insurance： The own loss accident insurance, no insurance car accident insurance, crew accident insurance, an automobile physical damage insurance
* The parents of the person insured, a spouse, the compensation damage for the child are immunity from responsibility
The immunity from responsibility object insurance： Bodily injury liability insurance, the object compensation insurance
* The compensation damage for the trust thing is immunity from responsibility
The immunity from responsibility object insurance： The object compensation insurance
* An earthquake, eruption, a typhoon, a flood, high tide, the damage by the tsunami are immunity from responsibility
The immunity from responsibility object insurance： The towards other people compensation damage, no insurance car accident insurance, the object compensation insurance
* It is the damage or an injury for an earthquake, eruption, a tsunami
The immunity from responsibility object insurance： The own loss accident insurance, crew accident insurance, an automobile physical damage insurance
* The damage that occurred during borrowing driving without permission or an injury
The immunity from responsibility object insurance： The own loss accident insurance, a no insurance car life accident, crew accident insurance = new model =
（1） A premium is cheap
Risk subdivision type automobile insurance
* I set the division of the risk finely and reduce a premium by the situation of the member.
（2） Utmost compensation
The human body injury compensation insurance（Compensation expansion model automobile insurance）
* I thicken the compensation of the toll of the injury of own.
（Let concern with the yes or no of the fault;, in addition, the damage insurance is paid without waiting for the approval of settlement out of court）