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Facts about japan / Personal lifes

Risk Management and Insurance / Life insurance

Life insurance contract | Life insurance / risk management
The bookmark of the contract： The thing required reading that commented on a particularly important part in a contract article.
A "notice" notice： Duty to announce the contents that a person of duty of disclosure (a person insured person insured) becomes the judgment factor equal to the contract with state of healths（A notice book, doctor examination）
I violate a notice： When I announce an important fact by intention or gross negligence, and a person of duty of disclosure violated it, I become the contract cancellation.
The case which does not become the notice cancellation： When a case and the insurance company where a contract continued effectively for more than 2 years from a responsibility period knew a cause of the cancellation and did not remove it within one month.
The thing which all the "effect following of the insurance" completed
* An application, a notice (examination), No. 1 premium payment
"Cooling-off"
* Include an application day; and less than 8 days
* The proposal day charge account is a date of the post office of mail documents
The case which I cannot apply
* I took a diagnosis by the doctor
* I contracted with it in the offices of the insurance company
* An insurance period is the following short terms for one year
* A contractor is a juridical person
* The insurance contract that is obliged legally
"The case which death benefit cannot receive"
* Suicide in the fixed period of time of two or three years（It is different by an insurance company for the period）
* When a contractor and a recipient let a person insured die intentionally
* War and an upheaval
* The intention of the contractor underwriter or a serious fault
* The intention of the disaster beneficiary or a serious fault
* An unlicensed accident
* A drinking accident
* A thing by the disaster of the earthquake eruption tsunami
* In the case of notice cancellation