Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Risk Management and Insurance / Life insurance

Insurance | of the death security Life insurance / risk management
Term insurance： An insurance period is established
　　　　　I am economical, and a guarantee is big
　　　　　I take it, and the premium is abandoned
Whole life insurance： An insurance period is life
　　　　　I exchange it with death security at a cash value increase expiration of a term by several a year participation progress, and choice of a pension payment and the care security is possible
The record insurance required： I have savings characteristics and security characteristics
　　　　　The premium is high
＜A security important point＞
Term insurance to gradually increase： Insurances increase by progress for a period
It is gradually term insurance of decreasing： Insurances decrease by progress for a period
The income security insurance： A division receipt has the insurance for a pension I die or when I obstacled highly
The term insurance special contract whole life insurance dated（Life insurance combined with fixed term insurance）： A whole life insurance + term insurance special contract
Endowment insurance combined with fixed term insurance： An old-age insurance + term insurance special contract
The account type insurance
（Rate change type savings whole life insurance）： The cutting apart of the savings part
　　　　　　　　　　　　　　I have it of a minimum guarantee rate
　　　　　　　　　　　　　　The free drawers in savings part that the degree of freedom of the security contents change is high
Universal insurance
（The design insurance free for savings rate change type term of a guarantee）： Savings savings are bases
　　　　　　　　　　　　　　　　　　　　I can change the amount of security and a premium every year ＜Savings-related important point＞
Child's health insurance, savings insurance, the worker's property accumulation system insurance, variable rate insurance（A life model, a definite term type）