Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Risk Management and Insurance / Risk management

Anti-life insurance inheritance measure | Risk management / life insurance
An anti-inheritance measure（An anti-tax measure）
The example which shifts a financial asset to life insurance： The inflection of the gift tax basic deduction（I let you allot gift tax basic deduction less than 1,100,000 to premium payment）
* I am ready for the inheritance division by the recipient appointment
* The appointment of the receipt ratio by plural recipients is possible
* The life insurance that income tax and residence tax suffer from as occasional income to the note) recipient who is be a receipt by the cash unlike the current assets to a tax payment fund 　
* The tax-free ceiling
5,000,000 X legal inheritance numbers of people
* A tax-free deduction
A tax-free ceiling X（An acquisition life insurance / life insurance total）
The life insurance contract inheritance
（When I succeed to a right without receiving death benefit）
* The evaluation when I succeed to the right of the life insurance contract becomes the amount of cash value equivalency