Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Risk Management and Insurance / Risk management

Amount of necessary security | of the bereaved / the old age living wage Risk management
"The amount of bereaved need guarantee"
Bereaved living wage ー bereaved income
* Bereaved living wage： Family cost of living + wife cost of living + others
* *0.7* family cost of living = existing year cost of living Sueko independence solstice the number of years
* The remaining days the number of years of the wife in *0.5* wife cost of living = existing year cost of living Sueko independence year
* Others = education fund + marriage fund allowances
* Bereaved income： The security + personal asset of the security + company of the country
* The security of the country： Survivor's annuities
* The security of the company： The death retirement bonus or money of condolence
* A personal asset： A financial asset and real thing assets "The amount of guarantee necessary in the old age"
An old age living wage ー old age income
* An old age living wage： The old age living wage of the old age living wage + wife of the couple
* An average life span in *0.7* old age living wage = existing year cost of living husband retirement ages of the couple
* The average life span of the wife at the time of *0.5* = existing year cost of living husband death
* The income of the old age： The security + personal asset of the security + company of the country
* The security of the country： Old-age pensions
* The security of the company： The retirement bonus and a retirement annuity
* A personal asset： A financial asset and real thing assets, an individual annuity
"The amount of medical necessary guarantee"
（Medical institution ー health insurance allowance）Medical cost out of + insurance application