The basics of foreign currency account
A foreign currency account： Because capital and interest are the
things of the foreign currency, and the yen and the exchange of
the foreign currency are necessary, it is accompanied with the currency
risk that foreign exchange gain and exchange profit and loss produce
by influence of the foreign exchange rate.
Object foreign currency： As for the U.S. dollar, the euro, pound,
the Australian dollar, the Nz dollar, it is a deposit kind： An ordinary
deposit, a fixed deposit tax： Tax-free small-sum savings system
impossibility, 20% separate taxation at source, capital difference
profit and loss (miscellaneous incomes) protection： An interest
rate out of bank deposit guarantee system object： An exchange fee
different by a handling financial institution and a currency, a
deposit amount of money： A difference of TTS,TTB is an exchange
handling fee for relation value (a basic rate)
At the time of deposit（I purchase a yen → foreign country currency）
A customer telegraphic communication bear market vs. TTS(Telegraphic
Transfer Selling Rate) is applied
At the time of refund（I purchase the foreign currency → yen）
TTB(Telegraphic Transfer Buyung Rate)
An anti-customer telegraphic communication buying rate is
applied
* TTS,TTB changes for relation value every day.
（On a deposit point in time, I take the market influence on
a refund point in time）
A basic way of thinking
From a deposit point in time
It is margin by depreciation of the yen（Foreign exchange gain）
A difference is disadvantageous by appreciation of the yen（Foreign
exchange loss）
* I ascertain the directionality that leaves for the appreciation
of the yen whether a market leaves for the depreciation of the yen
in the period when I want to make a deposit and decide a period（For
one month, it is one year for six months for three months for two
months）
One point
It is importance that the foreign exchange rate ascertains general
directionality (depreciation of the yen, appreciation of the yen)
in a global viewpoint because fundamentals or the politics and economics
social conditions of not only the country of the purchase currency
but also various countries in the world take every influence instantly. |
