The basics of loan
"A loan"
The kind of the loan
* A loan according to the purpose（Interest rate low setting）
A school expenses loan, a school expenses loan, auto loan
* Free loan
Card loan： Not giving security, a purposeless loan, the interest
rate high revolving payment set a payment amount of money in the
constant use ceiling and divide it and repay it it.
It is a high interest rate in the add on system paying back interest
for capital about return every time（The indication of the adding
on interest rate is prohibited, and annual interest indication is
obliged in substance）
A real estate security loan（Existence security）
* A loan system
A bank general savings account： 90% of deposits and savings, maximum
2,000,000
（2,000,000 additional financing is possible to security at
public bonds face value 80%, discount national debt 60%）A financing
rate of the fixed deposit security is deposit rates +0.5%
A postal savings： As for the loan, the fixed amount / the periodical
savings, I am balance 90%, maximum 3,000,000 leisurely
A financing rate of the fixed amount savings security： A financing
rate of the savings rate +0.25% periodical savings security at the
time of the return： Savings rate +0.5% note) financing period two
years： When I am impossible of return, I pay it back than security
automatically
Straight insurance against loss contractor loan： Cash value 80-90%
pension collateral loan system to the savings-related insurance
member： Pension payment amount of money less than 1.5 times, 100000-2500000
(the return allots pension itself)： Total amount return,
half price return)
"A credit card"
A card affiliated with bank, a card pro-sale on credit, a card pro-circulation,
consumer credit system card individual credit information engine
(the personal credit information holds it from the business end
for five years) bank system： National bank individual credit information
center sale on credit system： All sea I see. types of industry：
Sea B sea consumer credit system： National credit information center
"A debit card"
"The electronic money" that there is no as for the settlement
(collectively), the cash service (与信機能) only in electronic intelligence
from a bank account immediately
It is convenient to pay to a prepaid card type, small money
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