An education plan education fund education
plan education fund
（1） Educational expenses
School education costs： Expense to depend on "a direct mark"
at school from a kindergarten to a university
Ministry of Education, Culture, Sports, Science and Technology data
All kindergarten - University entrance into a school of higher grade
is public cases： 10,000,000
* The case that net income school / a university is private： All
14,000,000 kindergarten - University entrance into a school of higher
grade is public cases： In the case of attending school out of home
in 20,000,000 University： +4,000,000
Home training costs： Expense such as a private supplementary school
/ a tutor / learning （2） Preparations for education fund
I use insurance products / savings article
* The school expenses insurance / child's health insurance： Three
types of security / savings / balance
* General worker's property accumulation savings： A salary deduction
accumulated fund（Provision of country payment is possible, too）
* Savings type investment trust： A risk article
The school expenses insurance
A senior high school entrance into a school of higher grade course
(15 years old expiration of a term) university entrance into a school
of higher grade course（18 years old expiration of a term）
* I have being accompanied of money of pure endowment（18 years old
expiration of a term .22 years old expiration of a term）
Child's health insurance
Of the savings characteristics that security ranges such as 15 years
old .18 years old .22 years old expirations of a term medical care,
death security are wide when is high, a high thing of security characteristics
can understand it
* I am unsuitable for the low interest times An accumulated fund
type： General worker's property accumulation savings suitable for
the making of education fund of the short middle： The education
installment savings that it is taken worker's property accumulation
system education financing： It is abolished by privatization. Cormorant
financing is possible (maximum 2,000,000) others from the Treasury：
Because it is always accompanied with a risk, an investment trust
without a capital guarantee saves it mainly on high bonds investment
trust of certainty
（3） A school expenses loan
The = life of the people finance Treasury "school expenses
loan "= education public loan (maximum 2,000,000) pension education
loan (there is not failure to pay from an application two months
ago more than premium payment adding up ten years.) of a country"
Person of maximum 1,000,000) education installment savings loan
(after the accumulated fund expiration less than 4 years.) The amount
of savings and the same amount. Maximum 2,000,000)
* The longest ten years fixed interest
* There are yearly income restrictions (education public loan and
pension education loan, salaried employee)： Less than 9,900,000
enterprises less than 7,700,000)
* When there is not security, it is deducted guarantee charges
* In addition, public receipts are necessary for examination documents
= worker's property accumulation system education financing system
=
The employment / ability development mechanism
An object： Worker's property accumulation savings wage earner (the
public / a house / a pension worker's property accumulation system)
sum： It is less than 4,500,000 more than savings balance less than
5 times, 100,000
= private financing organization =
There are 20000000-30000000 fixation and a variable rate type in
existence security
（4） A scholarship
A scholarship system of Japanology straight support mechanism
* A first-class scholarship（No interest）： It is a fixed amount according
to public, it is private, and out of home attending school, home,
attending school with a classman an object, a country（There are
yearly income restrictions）
* A the second class scholarship (belonging to it interest)： While
is at school; no interest)： A university, a junior college, a higher
vocational school monthly basis 3.5.8.10 ten thousand (it is necessary
a guarantee of a security またあ h security organization.) There are
yearly income restrictions. Annual interest 3%)
Other scholarship systems
* A local government
* A traffic-accident orphaned child scholarship association
* A ashinaga scholarship association
* A private endowment group
* A newspaper scholarship
|
