Facts about japan / Personal lifes

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Facts about japan / Personal lifes

Life Plan / Plan

A balance sheet (balance sheet) balance sheet（Balance sheet）
Personal balance sheet making
* I clarify grasp of the "financial asset" "debt situation" that I do not understand and the assets use situation, a home loan and problems of the examination of insurance contents in the cashflow list.
Valuation of property： I perform the assets by current current price evaluation (a market valuation).
Deposits and savings： An amount with interest added including the interest.
Life insurance： I assume the amount of cancellation of a contract refund by the seat making time the current price
The superiority of the balance sheet
（1） Assets and the balance of the debt are clear at a glance
（2） Grasp of the substance property by the current price evaluation
"Six coefficients"
Six coefficients to use for the simulation of the fund plan（I use a chart）
* Syuka keisu： I calculate an amount with interest added the fixed period of time by the use of the capital uniformity rate (compound interest) later
* A current price coefficient： I calculate capital to get the amount of aim a fixed period of time later（Reverse of Syuka keisu
* A sinking fund coefficient： I calculate the amount of age accumulated fund to get the amount of aim a fixed period of time later
* A capital collection coefficient： Annual sum calculation when I receive a constant amount of money equally every fixed period of time（I use it for calculation of the refundment of the age unit）
* Nenkin syukakeisu： The calculation of the amount with interest added of the fixed period of time when an accumulated fund applied a constant sum every year
* A pension current price coefficient： It is calculated capital (financial funds) when I receive a constant sum every year