Cashflow list cashflow listing
A support fund, a house live = customer basics information =( life
event expense) family constitution, the course of the child, a child
to pass; support support = customer family budget basics data =(
income and expenditure item) income to the parent, expenditure,
home loan contents, a kind of the insurance, savings amount of money
Quantitative information： Thing qualitative information such as
a family, an income, expenditure which I can evaluate： As for the
character, the sense of values, it is situation data
A required item： Annual income, annual expenditure, the annual income
and expenditure, the savings balance
（1） Annual setting： January from January to December 31st
Family constitution： Full name, relation age： Each 11 annual
years old or younger (a note)： School age) of the child
（2） An income： Disposable income（As for the occasional income）
* Unit 10,000 yen
（3） Expenditure： Basic cost of living, the housing expenses, educational
expenses, a premium, 1:00 expenditure, others expenditure
* Expenditure unaccounted for 5% statistics = others expenditure
（4） An income expenditure total and the annual income and expenditure
Annual income and expenditure = black = savings balance embodiment
annual income and expenditure = deficit = savings balance liquidation
（5） The savings balance（A financial asset）
The annual income and expenditure of savings balance = last year
savings balance X (operative 1+ rate) + ー others
* Future value（An operative rate）
（6） Regulation： Prices regulation, a raise in salary rate, an operative
rate
= calculating formula =
A calculation the progress the number of years later： The calculation
of the current amount of money X (1+ regulation) progress the number
of years savings balance： The annual income and expenditure savings
balance of savings balance X (operative 1+ rate) + ー others of the
last year（A present worth）： The in the future expected savings balance
/ (1+ prices regulation) progress the number of years
|
